We require no minimum deposits per month for our free checking and savings accounts.   Learn more about our checking accounts. 

Open an Account

Explore our convenient options designed to meet your needs day-to-day:

• Checking
• Savings
• Certificates
• IRAs
• Business Accounts

Begin your application now and open your new account today!

Not a member?

Becoming a member is your next step toward financial success! Experience the following benefits:

• Low rates on loans and high rates on savings
• Membership Benefits
• Quality financial services
• Personal attention
• And more!

Click here to learn more and open your account today!

We strongly recommend that you order checks through our partner, Deluxe, rather than from a third party.  This is so we can ensure security and low-costs for you, our member.

To reorder checks for an existing checking account, simply log into Online Banking for secure check reorders, or visit any of our branch locations for assistance.

Not registered for Online Banking? Get started today! 

The first $500 from all deposits will have same day availability and then the remaining funds will be available on the second business day after the day of your deposit. For information on other types of deposits, please refer to our Funds Availability Policy.

If you have made a deposit via mobile deposit, you can also expect funds to be available on the second day after deposit, provided your deposit was made prior to 3:00 PM on a business day.  The first $500 will not be available on the same business day when a deposit is made through mobile banking.

Make a Mobile Deposit

You can easily deposit checks remotely from your smartphone with our convenient Mobile Deposit option.

• Choose the Deposit Check widget
• Enter the check amount
• Select the account to receive the deposit
• Take a picture of both sides of the check
• Submit

Haven't downloaded the mobile app?

Download the MVCU mobile app on the App Store or via Google Play. Follow the prompts to get set up in the application and log in from your smartphone!

You can get a copy of a cleared check in online banking. You can log in here.

Search for the transaction in your account, and you should be able to view and print a copy of the cleared check.  

Please note: you are able to view the past 3 months’ worth of transactions within Online Banking. If you need to verify a transaction prior to this time frame, please contact a member service representative at 800.356.0067.

What is a canceled check?

A canceled check is a check which has cleared the depositor’s account, and is therefore marked “canceled” by the depositor’s financial institution. Copies of canceled checks can be used as proof of payment, and are accessible for up to 7 years.

Not registered for Online Banking?

Make online transfers, access Bill Pay & eStatements, check and monitor your FICO score, set savings goals, manage your budget, and much more! Register today!

You may reorder checks online through our partner Deluxe, or visit any of our branch locations for assistance. Reorder checks now!

You can also order checks by calling a member service representative at our Toll-free Member Service Center Telephone Number: 800.356.0067.

Deposit your checks from home with Mobile Banking! Get started today! 

Deposit times vary depending on when and where you make them:

• Cash is available immediately
• Checks can take up to two business days to be available when deposited in a branch or via an MVCU ATM.  Checks deposited via remote deposit on a mobile deposit will be available two days after deposit.

Keep track of your deposits easily by signing up for Online & Mobile Banking!

Haven't signed up for Online Banking yet?

Bank easier with 24/7 access to all of your accounts! Make online transfers, access Bill Pay & eStatements, check and monitor your FICO score, set savings goals, manage your budget, and much more! Register today.

Access your accounts on-the-go!

Download the MVCU mobile app on the App Store or via Google Play.  Follow the prompts to get set up in the application and log in from your smartphone!

Our current stop payment fees are listed on our Schedule of Fees.

Make a Stop Payment

• You may make stop payments within Online Banking
• You may also place a stop payment on a check at any of our branch locations.
• A stop payment can also be placed over the phone with our Service Center at 1-800-356-0067.

To place a stop payment, you will need your account number, the check number, and the amount of the check.

Haven’t signed up for Online Banking yet?

Bank easier with 24/7 access to all of your accounts! Make online transfers, access Bill Pay & eStatements, check and monitor your FICO score, set savings goals, manage your budget, and much more! Register today!

There is no minimum balance requirement for a checking account for our Free Checking Accounts.  

Our checking accounts offer great features, including:

• ATM reimbursements
• Round up the Savings feature
• Free ATM/Visa Debit Card
• Free Online and Mobile Banking
• Free Bill Payment
• Free ATMs at 40,000 FREE ATM locations nationwide via the SUM and CO-OP Networks.®
• Free deposits through the NYCE Share Deposit Network
• Free overdraft protection from designated savings accounts
• Direct Deposit and ACH transfers
• Added account protection with Courtesy Pay

Learn more or open yours today!

Not a member?

Becoming a member is your next step toward financial success! Experience the following benefits:

• Low rates on loans and high rates on savings
• Membership Benefits
• Quality financial services
• Personal attention
• And more!

Click here to learn more and open your account today!

A post-dated check is any check that has a future date written on it. This future date acts as an instruction for the check amount to not be withdrawn from the check writer’s account until the date specified on the check. When post-dating checks, remember that there is no obligation to abide by the date written, and the check may be cashed at any time. Always make sure you have the funds in your account to cover the checks you write to avoid overdrawing your account.

Keep tabs on your account balances through our eService options!

With eServices, you have convenient 24/7 access to your account everywhere you go:

• Online Banking
• Mobile Banking
• Bill Pay
• ATM/Debit Card
• Telephone Banking

In the event that you notice missing checkbooks, please call one of our member service representatives at the Toll-free Member Service Center Telephone Number: 800.356.0067 or visit a branch location to place an immediate stop payment on the book of checks.

Do you suspect you've been a victim of identity theft?

• Alert the FTC by phone: FTC's Identity Theft Hotline toll-free at 1-877-IDTHEFT (438-4338)
• Alert the FTC by mail:
  • Identity Theft Clearinghouse
    Federal Trade Commission
    600 Pennsylvania Avenue, NW, Washington, DC 20580
• Alert the FTC online: Report Identity Theft

To clear up a negative balance, you must make a deposit to your account. To make a deposit:

• Stop by one of our branches
• Mail a deposit
• Call the member service center
• Use mobile deposit to deposit money.  You can download the MVCU mobile apps via the App Store or Google Play.

If you have any questions pertaining to the balance on the account, please call one of our member service representatives at the Toll-free Member Service Center Telephone Number: 800.356.0067.

Keep tabs on your account balances through our eService options!

With eServices, you have convenient 24/7 access to your account everywhere you go:

• Online Banking
• Mobile Banking
• Bill Pay
• ATM/Debit Card
• Telephone Banking

There may have been an error with the amount entered on your check. Please contact our Member Service Team at 800.356.0067 or visit a branch location so we can research and correct the error for you.

Keep tabs on your account balances through Online & Mobile Banking!

With Online & Mobile Banking, you have convenient 24/7 access to your account everywhere you go.

Go mobile!

Download the MVCU mobile app on the App Store or via Google Play.  Follow the prompts to get set up in the application and log in from your smartphone!

There may have been an error with the amount entered on your check. Please contact our Member Service Team at (800) 356-0067 or visit a branch location so we can research and correct the error for you.

Keep tabs on your account balances through Online & Mobile Banking!

With Online & Mobile Banking, you have convenient 24/7 access to your account everywhere you go.

Go mobile!

Download the MVCU mobile app on the App Store or via Google Play. Follow the prompts to get set up in the application and log in from your smartphone!