Merrimack Valley CU
Auto & Personal Credit Card Mortgage & Home Equity Undergraduate, Graduate, & Refi Commercial Loans & Lines

Online Banking

Forgot Username?

Forgot Password?

Register

Need Help?

Online Banking

Forgot Username?

Forgot Password?

Register

Need Help?

Home / About MVCU / Conversion

 

 

The Systems Conversion is complete!

Thank you for your patience and cooperation during the Systems Conversion.  Now that our systems are fully integrated, you have access to our full suite of products and services.  Learn how to maximize your membership with Merrimack Valley Credit Union. 

Credit Card members: 

If you need assistance accessing your credit card account, please call 1-866-820-4894.

You now can view your balances, payment due date and make a payment through MVCU online and mobile banking.

To view your transaction history, dispute a transaction, make real-time payments and other services, go to "Card Management" and click on "RTN Credit Card Management" or go to Visa Online Access.

If you had online access to your credit card account in RTN online banking, you will need to click on the "Enroll" button to re-enroll as an existing user. If you did not have online access, simply click on the enroll button.

Follow these simple steps:

 

Information about your accounts

Member Number

To ensure that you have seamless access to your accounts and continue to receive excellent member service, your member number was modified to a 10-digit number.  Your modified member number begins with the number "3" and ends with your current member number, with as many 0s in between to make it 10 digits.  Please refer to the letter you received prior to the Systems Conversion for your member number.  

Routing Number

If you're setting up a new ACH Transaction (direct deposit, electronic payment, etc.), please use MVCU's routing number (211384926) and your new 10-digit account number.

Loans

Automatic loan payments from your MVCU savings or checking account to your MVCU loan have transferred to the new system. If you had a previously scheduled payment originating from another financial institution, that payment will continue to be processed. For faster processing, please make sure to update the payee’s name to Merrimack Valley Credit Union.

Checks

You may continue to use your existing checks with the RTN routing number.  When you need to reorder, your new checks will include MVCU's routing number: 211384926

ATM/Debit Cards

Please continue to use your existing ATM/Debit Cards.  You will be reissued a new card when your current card(s) expire.  The tap-to-pay feature on your existing card will no longer be available, but you can add your card to your smartphone wallet to make contactless payments.  

Statements

Your statements include activity performed in the prior calendar month. All statements have a new look but include the same information about your account. If you have a mortgage loan, you will receive a separate statement specific to the mortgage. Your past transaction history is not available when you log in to online or mobile banking. Reference your statements for transaction details. Transaction history is now available in online and mobile banking from June 1 forward.

 

 

How to log in to online and mobile banking for the first time

Where to access online and mobile banking

  • Mobile banking: Delete your current RTN app.  Download the MVCU mobile app to your Apple or Android Device.
    Apple App Store logo  Google Play Logo
  • Online banking: Click the red "Login" button at the top of any page.

Logging in

You do not need to register for online and mobile banking as you are already registered.

  • Enter your current RTN username and password
  • You will be prompted to create a new password which will be used going forward

You do not need to set up a new username. Your username and new password combination works to access both MVCU online banking and the mobile app. 

Which login information to use

If you currently use multiple usernames and passwords to access accounts on online banking and the mobile app, MVCU will select one set of credentials to migrate to the new system. 

  • First, use your RTN online banking username and password.
  • If you only use RTN mobile banking or if your online banking credentials were not recognized, enter your mobile banking username and password.

If you are unsure which username to use, click the “Forgot Username” link and enter your new 10-digit member number. Then, enter your current password (or use “Forgot Password” if you are unsure). You will be prompted to select a new password.

For added security, as part of the login process, you will be prompted to enter a security code. You can choose to receive this code by phone call or SMS text to the phone number associated with your account.

Logging into online banking

Logging into mobile banking

Other helpful videos

How to access bill pay

Once you’ve logged into online or mobile banking, you will be able to continue paying your bills online.

Click the “Transfers and Bill Pay” tab and select “Bill Pay” (or tap the “Bill Pay” icon in the mobile app). All of your scheduled payments and payees will be available. You will have access to six months of bill pay history by Saturday, June 15. There may be a delay between when you are able to access online and mobile banking and when you can access Bill Pay.

If you log into online or mobile banking and don’t see your Bill Pay information, please allow up to 48 hours for the system to update.

 

Information you can see in online and mobile banking

You will notice some differences to how your information appears in online banking: 

How your information will display

  • Your account number and ID changed from one digit to four digits, with the first three digits appearing as zeroes.  
    Example: Your account used to appear as 123-1. Your account now appears as 123-0001.
  • Checking accounts display in account number and ID format. To see your ACH account number, click on the account and view “Account Details” in online banking or “Show Details” in the mobile banking app.
    Example: Your checking account used to appear as 12342. Your account now appears as 123-0002.
  • Your loan ID is the last two numbers of your current ID.
    Example: Your loan used to appear as 123-115. Your loan now appears as 123-0015.

Accessing information in online and mobile banking

  • Your current scheduled transfers and external transfer accounts are accessible in the “Transfers” section.
  • As a reminder, your prior transaction history is not available. It began to populate with transactions you made from May 31 forward. If you previously had eStatements, you may now access up to 24 months of statements from within online and mobile banking. 
  • Only primary account owners have eStatement access. Copies of statements can be provided to joint owners upon request.
  • Your account nicknames, hidden account settings and alerts did not carry over. You can now recreate your nicknames and alerts. 
  • Personal printer/scanner remote deposit capture are no longer supported. Mobile deposit is available through the mobile app on smartphones and tablets.

How to access telephone banking

If you need to change your PIN or need assistance, please visit a branch or call the Member Support team at 800-356-0067 option 5.

 

 

Updates to business banking in online and mobile banking

How your accounts appear

As of June 3, you can now begin using MVCU’s online and mobile banking platforms to access your account electronically. Personal and business accounts are accessed through separate online banking logins. If you would like your personal and business accounts linked for easy access with one login, our Member Support team can help you. Please call 800-356-0067 for assistance.

Updated features

  • Set up sub-users with specific roles and permissions to manage the day-to-day
  • Access reports and analytics to track your business
  • Easily export transactions to Quicken or QuickBooks
  • Manage all of your accounts, even accounts at other financial institutions, in one place