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Online Banking

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For Former RTN Members: Log in using your current RTN username and password. If your username was your RTN member number, continue to use your RTN member number as your username. Please do not use your new 10-digit member number.
For example:

  • Your username for RTN's online banking was 123456.
  • Your username for MVCU's online banking is still 123456.

You will then be prompted to create a password.

Need Help?

Online Banking

Forgot Username?

Forgot Password?

Register

For Former RTN Members: Log in using your current RTN username and password. If your username was your RTN member number, continue to use your RTN member number as your username. Please do not use your new 10-digit member number.
For example:

  • Your username for RTN's online banking was 123456.
  • Your username for MVCU's online banking is still 123456.

You will then be prompted to create a password.

Need Help?

Home / Borrow / Student Loans
student loans, college, undergraduate student loans, graduate business loans, refinance

I got the extra money I needed to go to my dream college!

Apply Now

student loans, college, undergraduate student loans, graduate business loans, refinance

I got the extra money I needed to go to my dream college!

Apply Now

Student Loans & Refinance

College is expensive. We can help.

Merrimack Valley Credit Union offers affordable private student loans with zero origination fees and flexible repayment. 

Undergraduate Student Loans

  • Line of Credit: Borrow what you need, when you need it
  • Borrow up to $75,000
  • Apply only once while an undergrad*
  • No origination or prepayment fees
  • 20 or 25 year repayment, with full deferment available

Apply Now!   Learn more

Graduate Business Loans

  • Line of Credit: Borrow what you need, when you need it
  • Borrow up to $100,000
  • Apply only once while in graduate school
  • No origination or prepayment fees*
  • 20 or 25 year repayment, with full deferment available

Apply Now!   Learn more

Student Loan Refinance

  • Consolidate your federal & private student loans into one easy payment
  • Fixed rate or variable rate terms
  • Borrow up to $100,000
  • Zero origination and prepayment fees and flexible repayment*

Apply Now!   Learn more

*Read the Important Disclosures here

Student Loan Features

  • Competitive rates
  • Flexible repayment and in-school deferment options
  • No origination fee
  • No prepayment penalty
  • Co-signer release option
  • Easy online application and instant credit decision
  • 24/7 call center and application support

Check Rates

Requirements

  • Student and co-signer (if applicable) have a checking or savings account at MVCU or BCU
  • U.S. citizen or permanent resident
  • Student or co-signer meets the income and credit score requirements
  • For undergraduate or graduate business loan, must attend an approved school

Learn More

Got questions? Find answers!

These helpful resources will keep your education on track.

Contact Information

Undergraduate & Graduate Application and/or Draw Questions: 855-500-0357

Statement or Payment Questions: 800-723-2210

Online Servicing Portal for Existing Borrower: https://www.uasecho.com

Payments Sent To:

UAS, PO Box 5865, Carol Stream, IL 60197-5865


Student loans are offered through our partnership with Student Choice, a premier organization specializing in student loans for credit unions only.    

 

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