Credit Cards

For Former RTN Credit Card Members:

If you need assistance accessing your credit card account, please call 1-866-820-4894.

You now can view your balances, payment due date and make a payment through MVCU online and mobile banking.

To view your transaction history, dispute a transaction, make real-time payments and other services, go to "Card Management" and click on "RTN Credit Card Management" or go to Visa Online Access.

If you had online access to your credit card account in RTN online banking, you will need to click on the "Enroll" button to re-enroll as an existing user. If you did not have online access, simply click on the enroll button.

Follow these simple steps:

Log in to Visa Online Access
Click on "Enroll"
Click on "Continue"
Read and accept the Terms and Conditions
Enter your credit card number and click on "Next"
Continue enrollment by providing your social security number, date of birth and ZIP code
Select the button next to your email address and click "Next"
Complete the profile settings by entering your username, password and selecting three security questions
Click "Send" to receive your passcode
Enter the passcode provided, then click on "Submit"
You will be brought to the next screen. Click on "Account Summary" to see your account information.

What could you do with an extra $5,000?*

Credit Union Give Back Sweepstakes

Keep your rewards card top of wallet for a chance to win $5,000 to use as you please!

If you have an RTN or new MVCU Rewards Credit Card, you're eligible to participate. Simply use your rewards card on everyday purchases a minimum of four times per week between July 8 and October 27, 2024 and you will receive an entry into the sweepstakes (4 eligible purchases = 1 entry)*.

Each month, five lucky individuals will be randomly selected as winners, taking home a prize of $5,000 each (subject to verification).

The more entries you collect, the higher your chances become!

You deserve all the credit

Your financial needs are as individual as you are! Each of our four credit cards has its own personality - choose the one that best matches yours!

With an MVCU credit card, you enjoy:

Competitive interest rates that are lower than typical retail cards
No annual fee
No foreign transfer fee

MVCU Vertical Credit Card

Bag of money in a blue circle

Visa Cash Back

Cash is king! When you use your card, you get¹:

1.00% cash back on everyday spending
2.00% cash back on travel, car rental and hotel

Receive your cash back as a statement credit or deposit it into your MVCU savings account!

PLUS:

Double cash back bonus for the first three billing cycles
Intro rate of 2.99% APR for the first 12 billing cycles
0.00% APR on balance transfers for the first 12 billing cycles* with a 1.00% balance transfer fee

Apply Now

Visa Rewards

Earn rewards points on purchases with your card²:

4x on groceries
3x on gas
2x on travel

Redeem your points for gift cards, travel, or quality merchandise.

PLUS:

Receive a $50 statement credit on the first $2,500 spent in the first three billing cycles
Intro rate of 1.99% APR for the first nine billing cycles
0.00% APR on balance transfers for the first 12 billing cycles* with a 1.00% balance transfer fee

Apply Now

Visa Classic

Get the lowest rate³!

Receive a $50 statement credit on the first $1,500 spent in the first three billing cycles
Intro rate of 1.99% APR for the first 12 billing cycles
0.00% APR on balance transfers for the first 15 billing cycles* with a 1.00% balance transfer fee

Apply Now