Merrimack Valley CU
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For Former RTN Members: Log in using your current RTN username and password. If your username was your RTN member number, continue to use your RTN member number as your username. Please do not use your new 10-digit member number.
For example:

  • Your username for RTN's online banking was 123456.
  • Your username for MVCU's online banking is still 123456.

You will then be prompted to create a password.

Need Help?

Online Banking

Forgot Username?

Forgot Password?

Register

For Former RTN Members: Log in using your current RTN username and password. If your username was your RTN member number, continue to use your RTN member number as your username. Please do not use your new 10-digit member number.
For example:

  • Your username for RTN's online banking was 123456.
  • Your username for MVCU's online banking is still 123456.

You will then be prompted to create a password.

Need Help?

Home / Business / Commercial Loans
Mvcu, Business, loans, commercial

I needed help growing my business. MVCU was the answer.

Apply Now

Mvcu, Business, loans, commercial

I needed help growing my business. MVCU was the answer.

Apply Now

Commercial Loans

Effective Date: Monday, July 15th, 2024

Every business needs a helping hand once in a while

We work with you to find the best solution to fit your business’ needs.

Commercial Vehicle/Equipment Loans

  • Up to 100% financing for the purchase of new or used commercial vehicles and equipment
  • Up to 80% for the refinance of existing vehicles/equipment
  • Loan amounts from $5,000 to $100,000
  • Interest Rates from 8.50% - 10.50% APR
  • Loan terms up to 5 years
  • 24-hour approval turnaround (target) for equipment purchase decisions

Commercial Lines of Credit

  • Loan amounts from $5,000 to $100,000
  • Interest rates from 9.50% APR to 11.00% APR
  • Loan terms up to 3 years

Apply Now

Commercial Real Estate

  • Flexible terms up to 15 years
  • Competitive rates
  • Owner & non-owner occupied real estate
  • 20-year amortization for property secured by owner’s non-residential business property

SBA Loans

  • General Small Business Loans 7(a): Provides financing for establishing a new business or to assist in the acquisition, operation, or expansion of an existing business
  • CDC/504 Loan Program: Financing for major fixed assets such as equipment or real estate
  • SBAExpress: May be used for revolving lines of credit (up to 7-year maturity) or for a term loan

To apply or Learn more, talk to a Commercial Lending Representative: 978-620-2727.

Meet the Team

Our Business Lending Team has decades of experience helping businesses like yours achieve their financial goals.

We're here to help!

  • Bob Piepenburg, VP, Commercial Banking Manager
  • Tim Frechette, VP, Commercial Lending Officer
  • Tim Brown, AVP, Commercial Lending Officer
  • Natalie Coimbra, Commercial Loan Servicing Manager
  • Aamir Chougle, Commercial Portfolio Officer
  • Paul Quan, Commercial Portfolio Officer
  • Jenna Ryan, Commercial Credit Analyst
  • Kathleen Stone, Commercial Portfolio Officer
  • Linda Bercovitz, Commercial Lending Assistant

Contact our Commercial Lending team to discuss your business' needs, learn about our solutions or to apply for a loan: Call 978-620-2727.