Merrimack Valley CU
Auto & Personal Credit Card Mortgage & Home Equity Undergraduate, Graduate, & Refi Commercial Loans & Lines

Online Banking

Forgot Username?

Forgot Password?

Register

Need Help?

Online Banking

Forgot Username?

Forgot Password?

Register

Need Help?

Home / Business / Commercial Loans
Mvcu, Business, loans, commercial

I needed help growing my business. MVCU was the answer.

Apply Now

Mvcu, Business, loans, commercial

I needed help growing my business. MVCU was the answer.

Apply Now

Commercial Loans

Effective Date: Saturday, December 21st, 2024

Every business needs a helping hand once in a while

We work with you to find the best solution to fit your business’ needs.

Commercial Vehicle/Equipment Loans

  • Up to 100% financing for the purchase of new or used commercial vehicles and equipment
  • Up to 80% for the refinance of existing vehicles/equipment
  • Loan amounts from $5,000 to $100,000
  • Interest Rates from 7.75% - 9.75% APR
  • Loan terms up to 5 years
  • 24-hour approval turnaround (target) for equipment purchase decisions

Commercial Lines of Credit

  • Loan amounts from $5,000 to $100,000
  • Interest rates from 8.75% APR to 10.25% APR
  • Loan terms up to 3 years

Apply Now

Commercial Real Estate

  • Flexible terms up to 15 years
  • Competitive rates
  • Owner & non-owner occupied real estate
  • 20-year amortization for property secured by owner’s non-residential business property

SBA Loans

  • General Small Business Loans 7(a): Provides financing for establishing a new business or to assist in the acquisition, operation, or expansion of an existing business
  • CDC/504 Loan Program: Financing for major fixed assets such as equipment or real estate
  • SBAExpress: May be used for revolving lines of credit (up to 7-year maturity) or for a term loan

To apply or Learn more, talk to a Commercial Lending Representative: 978-620-2727.

Meet the Team

Our Business Lending Team has decades of experience helping businesses like yours achieve their financial goals.

We're here to help!

  • Tim Frechette, VP, Commercial Lending Officer
  • Tim Brown, AVP, Commercial Lending Officer
  • Natalie Coimbra, Commercial Loan Servicing Manager
  • Paul Quan, Commercial Portfolio Officer
  • Kathleen Stone, Commercial Portfolio Officer
  • Linda Bercovitz, Commercial Lending Assistant

Contact our Commercial Lending team to discuss your business' needs, learn about our solutions or to apply for a loan: Call 978-620-2727.