• Deposit now and let your money earn interest until the certificate matures.
• Minimum deposits range from $250 to $50,000. The more you deposit, the more interest you earn!

• Terms from 90 days to 60 months. And many more in between.
• We keep things competitive with dividend and annual yield rates.
• Same rates and terms for most IRA Certificates. 

Roth IRA

The Retirement account that taxes you now! Pay the taxes on the contributions now, and enjoy tax-free withdrawals later.

• No service fees!
• To make tax-free withdrawals you must have an account for at least 5 years and be age 59 1/2 or older!
• Annual maximum contribution amount varies.*

Educational IRA

The school version of an IRA. You may know it as the Coverdell Education Savings Account.

• Use the money for qualified post-secondary education expenses, including tuition, room & board, books, and computers
• No service fees!
• An adult can make non-deductible contributions for a child younger than 18
• Contributor limits exist!**