Traditionally, February is a BIG month for car sales! You’ll find many Presidents’ Day special deals from the auto makers, car dealerships and financial institutions. Before you shop for your new car, here are some smart strategies to help you drive home with the right car and the best deal!
It pays to get pre-approved first. Just like shopping for a home, shopping for a car is easier when you have a realistic budget in mind. You’ll be able to eliminate some choices, and focus on a few models that meet your needs and your budget. Buying a new car can put a damper on your budget– an offer like our 90 Days No Payment** can help you get back on your feet with your budget.
Bring a friend or bring a trusted Auto Advisor when you shop for your car. Auto Advisor can save you time and money, negotiate with the car dealer on your behalf and ultimately, find you the right car at the right price. Auto Advisor works for you– it’s like having your best friend and your savvy finance manager working for you!
When considering two options, such as zero percent financing or $2500 cash back, you’ll need to do the math to figure out which option is the best in the long run. In general, choosing the cash back and reducing the cost of your new vehicle may save you the most money, depending on the interest rate of your auto loan. Auto advisor can help you calculate the actual cost of each option.
If you purchase a new car using financing through a dealership, the dealer will try to add in products that you don’t technically need or want, and aren’t beneficial to you. These products are marked up so you pay more while the dealer makes more money. For example, you can probably get the same Gap Insurance through your credit union for far less.
Category: Car Ownership
Here’s a big secret that could save you some money: auto financing is not just about the loan. When you control the financing, you control the deal! In this blog I’m going to share how you can walk into a car dealership with confidence and get the best deal without falling for any expensive tricks.
You’re ready for some new wheels, but should you buy new or used? There are passionate arguments on both sides, so you have to take your needs, wants, and budget into account while making this important decision.
Are you excited about the possibility of getting a new car, but dreading the pressure-cooker car dealer shopping experience? If you’ve EVER bought a car you probably remember how long, stressful, and confusing the process was. Nobody wants that, right?
If you’re ever in a car accident, GAP insurance could truly save the day when it comes to protecting your finances. This type of insurance covers the “gap” between how much you owe on your auto loan and how much the car is currently worth if your automobile gets totaled. Here’s what that might look like in real life…
Buying a car can be a daunting process, even in the best of times. You have to navigate confusing “asterisk” advertisements, where things like prices, trade values, interest rates, monthly payments, and availability are all disclaimed. And then there’s the long, stressful negotiation at dealerships (“Let me talk to my manager”).
Will you be watching the Super Bowl this year? Aside from the cheering and half-time show, you’ll also likely see a ton of car commercials if you tune in to watch the big game. Car commercials can be flashy and exciting, and may get you dreaming about getting into a new car. But with car commercials it’s super important to read between the lines; if an ad seems too good to be true… it is. Here are some things to look for:
If you’re in the market for some new wheels, you may be confused about leasing. Is it better to lease or buy your next car? There are passionate arguments on both sides, so you have to take your needs, wants, and budget into account while making this important decision. Below are some pros and cons of leasing– we’ll leave it up to you to decide which is best for you.
February is a BIG month for car sales! You’ll find many Presidents’ Day special deals from the auto makers, car dealerships and financial institutions. Before you shop for your new car, here are some smart strategies to help you drive home with the right car and the best deal!
Even if you’re a fantastic driver, you’re surrounded by other drivers every time you hit the road—and they may not be skilled, alert, focused, sober or even awake! Did you know that MILLIONS of car accidents happen in America each year?
This type of insurance covers the “gap” between how much you owe on your auto loan and how much the car is currently worth if your automobile gets totaled. For example*, imagine that you purchased a new car and took out a loan for $31,000. Unfortunately, after 2 years, your car is totaled in an accident. Based on your loan, this is how the math would work:
Traditionally, February is a BIG month for car sales! You’ll find many Presidents’ Day special deals from the auto makers, car dealerships and financial institutions. Before you shop for your new car, here are some smart strategies to help you drive home with the right car and the best deal!
Car buying has never been for the faint of heart. Now, though, there’s a new challenge: inventory! On top of the usual wading through dense disclosures in ads, haggling at the dealership, and securing financing, you have to work a lot harder to find a car!
Life is busy. Not enough hours in the day, right? But even when you’re not busy, it would be nice to enjoy what little down time you have. So when shopping for a new car feels like ONE MORE THING on your to-do list, let the experts check it off for you!
Owning a car is becoming a costlier affair for drivers nationwide, with auto insurance costs seeing a surge of approximately 26%* from the previous year. In the face of continuously rising rates, RTN Insurance Agency is here to assist you in discovering the most competitive rates.