It’s official, spring is really here! Soon you’ll be opening windows to let in fresh air. Many families dive into spring cleaning and home improvement projects in the spring. Here are some home improvement projects that make sense this time of year:
Spring is a great time to freshen up your walls with paint! You can give an entire room a complete makeover with a new color of paint and a few new accents (pillows, flower pots, pictures on the wall). Painting is one of the most affordable ways to spruce up your home, and it’s likely a project you can tackle DIY-style alone or with a friend or two.
The local home improvement stores have flyers you can pick up that suggest color combinations for whatever mood you might want to create! If you’re afraid to commit to a new, drastic color change, grab a sample can of paint and test out a small section of your wall.
Have you been dreaming about shiny new appliances? Granite or marble countertops? A decorative tile backsplash or bathroom floor? Spring is the time to add some bling! It’s possible to give your bathroom or kitchen an updated look without a complete remodel just by switching out one or 2 key pieces. Other things to try include painting your cabinets and adding new drawer pulls and cabinet handles. If you’d prefer to go “all in” and re-design an entire room, contact Merrimack Valley Credit Union (MVCU) or Bridgewater Credit Union, a division of Merrimack Valley Credit Union (BCU), for smart financing ideas to make those dreams come true!
Are your wood floors still shiny and smooth? Spring is a wonderful time to have a professional company come in to sand and seal your wood flooring. Oftentimes, wood floors come out looking brand new!
If you don’t have wood floors…but you’ve always wanted them, spring is a good season to have them installed. As a bonus, adding wood floors may also increase the value of your home!
If you have older windows, spring is an ideal time to upgrade! Did you know that modern windows are energy efficient and may reduce your heating and cooling costs? There are also new models that are easier to clean and maintain. Windows not only give you a great view looking out, they improve the “curb appeal” of your home from the street. Adding new windows will also likely increase the value of your home!
Whatever you’re planning for your home improvement projects, you can count on MVCU and BCU to offer a quick, painless application process to secure funding for your project!
Category: Borrowing Money
Are you preparing to find your dream house? Before you make the giant leap, here are 5 Tips to Get Ready for a Move:
Do you have a list of things that need to be fixed or updated around the house? Well, now may be the perfect time! For a variety of reasons, early fall is a great time of year to make home improvements. The days are still warm enough to tackle outdoor projects or leave the windows open, the kids are back in school, and contractors may be more available for certain types of projects.
There’s a common misconception that life insurance is only for those married with children.
Whether you’re considering your first home purchase or a move from your current home, there are several options available. Choosing a single family house, a multifamily property, or a condominium all have pros and cons. As you begin hunting for the perfect dwelling, be open to the possibilities.
Home insurance is required with most mortgages and provides wide-reaching protection to you and your family. If your house is ever damaged or destroyed, you would still be responsible for making your mortgage payments. Homeowners Insurance helps protect your personal finances and provides peace-of-mind to your family.
It’s official, spring is really here! Soon you’ll be opening windows to let in fresh air. Many families dive into spring cleaning and home improvement projects in the spring. Here are some home improvement projects that make sense this time of year:
Is anyone else confused at how it is already 2022?! Growing up, I always felt that the years were so much longer. However, the older I get the more I realize how quickly each day goes by. I began my career at the credit union when I was young and fresh out of college. Now, I am in my late 20’s and my back pops when I bend over!
Has it been a few years since you purchased your home? Things may have changed for you since you made that commitment to a 30-year mortgage – your income and credit score could have gone up. Interest rates may have gone down. Now is a great time to see if refinancing your mortgage makes sense for you!
Don’t fall into these traps when purchasing your first house. Searching for your first home can be exciting and sometimes a little scary. It’s generally the largest expense most people will ever make, so it really pays to do your homework, and arm yourself with knowledge and a team of professionals who can help you avoid the pitfalls some first-time homebuyers find themselves making.
Simple ways to add value to your home. It’s a seller’s housing market, but that doesn’t mean you have to be complacent about your home’s value. Here are several projects that can add value to your home, so that when you do decide to sell, you’ll get the best offers possible.
A lot of times when people think of home equity, they think of fixing or renovating their house. Did you know you can use that money for things that aren’t house related?
Purchasing your first home and becoming a first-time homeowner is a significant milestone. While the prospect of becoming a first-time homeowner can be exciting, it can also be intimidating. The more information you have about buying a home, the better position you will be in. Here are five tips to help you in your home search.
Home equity is the value of a homeowner's interest in their home. It is calculated as the difference between the home's current market value and the outstanding balance of any mortgages or liens on the property. For example, if your home is worth $300,000 and you owe $200,000 on your mortgage, your home’s equity is $100,000.