Save as You Spend This Holiday Season!

The holidays are quickly approaching! With all the excitement of the season, it’s easy to overspend on gifts for your loved ones, decorations and festive activities. Here are some simple ways you can save money while still making the most of the season:

1. Set a Budget – Before you start planning and shopping, create a holiday budget. Knowing how much you can spend on gifts, food and events will help you manage your priorities and avoid overspending.
2. DIY Gifts – Homemade gifts can be more meaningful and cost-effective than store-bought ones. If you’re crafty, try making something unique for friends or family, whether it’s baked goods, personalized items or handmade decorations.
3. Opt for Secret Santa – Instead of buying multiple gifts for everyone, suggest a Secret Santa gift exchange. This way, each person only buys one gift, which can significantly cut down on your spending while keeping the spirit of gift-giving alive.
4. Reduce, Reuse, Redecorate – Decorating your home for the holidays doesn’t have to mean buying new, expensive items every year. Reuse decorations from previous years or consider making your own. Simple touches like candles, natural elements (pinecones, greenery) or homemade ornaments can add festive charm without the high price tag.
5. Make a List and Check it Twice – When shopping, make a detailed list and follow it carefully to avoid impulse purchases. Checking it twice ensures you haven’t forgotten anything important and helps keep your spending in check!

Struggling to find the perfect gift? Look no further than MVCU’s Visa gift card, now fee-free through Dec. 31. Skip the mall parking lot mayhem and give your family and friends the gift they actually want this year! Purchase an MVCU Visa gift card at a branch near you: mvcu.com/locations

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Category: Saving & Investing Money